Applying for Loans
Georgia Tech participates in the Federal Direct Loan Program. Direct Lending provides a streamlined, high-quality, cost-effective, and dependable loan program for Georgia Tech families. The Federal Direct Loan Program includes: Subsidized Direct Student Loans, Unsubsidized Direct Student Loans, Direct Parent PLUS Loans, and Graduate Direct PLUS Loans.
- To apply, complete the Georgia Tech Application for Scholarships and Financial Aid (GTAPP) and the FAFSA (available January 1). Indicate on the GTAPP that you want to be considered for loans.
- To finalize loans, there are three additional steps that can be completed after January 1.
Student and/or parent loan(s) are just one option for meeting college expenses and should be considered only after scholarship and grant eligibility has been finalized. The Office of Scholarships and Financial Aid (OSFA) will calculate eligible loan amount(s) for each student who completes all the steps outlined in "Getting Started." Comprehensive information on Federal Direct loans is available at www.direct.ed.gov.